FINANCIAL TOOL
Know your EMI before you apply.
See your monthly instalment, total interest and full repayment schedule instantly. Try what-if scenarios like a shorter tenure or monthly prepayment.
Start from:
₹
₹50K₹2 Cr
%
1%30%
yrs
1 yr30 yrs
%
GST @ 18% is added on the fee
₹
Shows prepayment savings
YOUR MONTHLY EMI₹0for 60 months
Interest0%
- Principal₹0
- Total interest₹0
- Fee + GST₹0
Your first EMI splits into
InterestPrincipal
You repay per ₹100₹0
Last EMI in—
Total payable₹0
Year-wise repayment
PrincipalInterest
Early years pay mostly interest; over time more of each EMI goes to principal.
What if you prepay?
Add an extra monthly payment in the calculator to see how much interest and time you could save.
Repayment schedule
See how each payment splits into principal and interest.
SMART BORROWING
Four ways to lower what you pay.
- Choose the shortest tenure you can afford
A longer tenure lowers the EMI but raises total interest.
- Prepay when you can
Even a small extra payment each month can cut interest and time.
- Compare total cost, not just the rate
Fees, GST and charges change what you actually pay.
- Keep the EMI comfortable
Consider your other monthly obligations before you commit.
READY TO APPLY?
Found a comfortable EMI? Let's find a lender.
Illustration only. Actual rate, fees and tenure are set by the lender based on your profile.