If you are a teenager, you must be living off the pocket money given by your parents. You can still make “Some Powerful Financial Choices” with this money that would help you have a steady future. With the academic pressure running alongside, money management must be the last thing on your mind. However, if you inculcate some good money habits now, it would go a long way. In order to save in a disciplined manner, make sure you save first and spend later. If you don’t have a bank account in your name yet, this is the right time to get one. If you spend one vacation holidaying, try and utilise another one by taking up a part-time job. You can use the money you earn for your regular expenses and savings. You could try out ways to reduce the expense by splitting the restaurant bill among your friends, while watching a movie, travelling by public transport. When it comes to financial planning, it’s never too early to start it.