When it comes to medical insurance for senior citizens, there are a plethora of plans that you can choose from. There is nothing which is the best in terms of health insurance from a universal perspective. You need to assess various plans on the basis of parameters like the coverage amount, claim settlement record, cashless facility and other benefits, number of affiliated hospitals, pre-existing disease coverage and so on.
There are several public sector insurance companies offering “Health Insurance Plans“. There are economical insurance coverage options available in this segment. There are several private players as well including the likes of Bajaj Allianz Silver Health Plan and others which have several incentives and benefits for senior citizen health plans. Take your time and choose wisely.
A- Senior Citizens Red Carpet Health Insurance Policy
Senior Citizens Red Carpet health insurance policy from Star Health provides an absolute health cover to senior citizens. This health plan provides cover for in-hospitalization expenses. Sum insured under this policy is available for each individual member covered.
Key Features
• Exclusive health cover for senior citizens
• In-patient hospitalization cover
• No mandatory pre-acceptance medical check-up
• Higher sum insured options
• OPD expenses are covered
• Direct in-house claims settlement team
• Enjoy quick & hassle-free claim settlement
• Get treatment across 6000+ network hospitals
• Lifetime Renewability
B – Optima Senior
Key Features
• Comprehensive Senior Citizen Plan
• No Maximum Entry Age
• Option to include your spouse on Individual Sum Insured basis
• Avail 5% Family Discount
• Option between a policy term of 1 or 2 years
• Free E-opionion for Critical Illness available
C- ICICI Lombard Complete Health Insurance
Key Features
• Customized health plan for your family
• Option to choose from 5 multiple plan variants
• Wellness and Preventive healthcare
• Enjoy Wellness Program
• No pre-policy medical check-up
• No Maximum entry age bar to avail this plan
• Guaranteed claim service
• Avail cashless hospitalization across 4500+ hospitals
D- Varistha Mediclaim for Senior Citizens
Key Features
• Covers Hospitalization expenses
• Covers 8 Major Critical Illnesses
• Renewability upto 90 years of age
• Get Tax Benefits under the plan
• Cashless treatment in network hospitals