Lots of CC provides great reward programs. You can only earn reward points if you are spending regularly on your card, therefore you should first determine your major expense are to “Find out the right card“.
For e.g. if you travel a lot, get a travelling CC or get a shopping CC if that’s your major expense.
These are some of the best CC to earn reward points:
Best shopping credit cards
SBI Simply Click Credit Card
Benefits
1. An Amazon E-gift voucher of Rs.500.
2. Get 10X reward points on all the transaction with Exclusive online partners (Amazon, BookMyShow, Cleartip, Foodpanda, UrbanClap, Lenskart, Zoomcar).
3. On all other online transactions, get 5X rewards points.
4. You can also earn 1 reward point on all offline transactions.
5. You will get entitled to e-voucher worth Rs.1000 on spending 1 Lakh on your credit card and E-voucher of Rs.2000 on spending 2 Lakh.
ICICI Bank Coral American Express Credit Card
1. It offers accelerated 50% reward points when you pay online .
2. On all online transactions, earn 3 payback reward points on every Rs. 100 spent and redeem then online through the Payback Catalogue.
3. On all other transactions except fuel, earn 2 reward points on every Rs. 100 spent.
4. Earn 1 reward point on spending Rs.100 every time on payments related to insurance and Utilities.
5. Earn 2000 payback points by spending more than 2 lakhs on your card and on spending 1 lakh, earn 1000 reward points. (Maximum payback points to be earned during a year are 10,000).
Get 2 complimentary movie tickets every month on Book My Show through their Buy One Get One Free offer.
Axis Bank Buzz Credit Card
1. After card activation, get a Flipkart voucher worth Rs.1000 simply by using your card three times within the first 45 days.
2. Get 5% discount on all the transactions on Flipkart. (Maximum discount allowed per month is Rs. 200).
3. 6Axis Edge rewards points on online spend of Rs 200 or ore except on travel expenses.
4. On all the transactions, earn 2 Axis eDGE rewards points on every Rs.200 spent.
CITI Rewards Credit Card
1. Spend any amount on your card within first 30 days of plastic
set up and earn 1500 rewards points .
2. Additional 1000 reward points on spend of extra Rs 1000 within first 60 days.
3. Reward yourself with 10X accelerated rewards points at select apparels and select stores.
4. For all other transactions, earn 1 reward point on spending Rs.125 every time.
5. Spend more than 30,000 on your Citi rewards CC and get a bonus of 300 reward points.
Best Traveling CC
CITI Bank Premier Miles CC
1. You will get 10,000 miles on the first transaction of Rs. 1,000 within 60 days from the card issuance.
2. You will get 3,000 miles every time during card renewal.
1. On each Rs.100 spent on airline transactions, you will earn 10 miles.
2. For all other transactions, you will earn 4 miles on spending Rs.100 every time.
3. You will also get 10 miles on spending Rs.100 every time for booking flight tickets and hotel stays at www.premiermiles.co.in.
Jet Privilege HDFC Bank Signature/World
1. You get 3,750 JP Miles when you swipe your Jet Privilege HDFC world CC for the first time.
2. Once you spend Rs.75000 on your credit card for retail expenses within 90 days, you will again get 3,750 JP miles.
3. On your Jet Privilege HDFC world card, you can earn 6 JP miles on every Rs.150 spent on retail expenses. These JP miles remain valid for 5 years.
4. You get 18 JP miles on each Rs.150 spent if you book your flight tickets through Jetairways.com
5. You will also get a discount voucher of Rs.750 when you will book your return tickets on Jet Airways website.
6. For all the domestic ticket bookings made on www.jetairways.com, you will get 5% discount by using this promo code JTHDFC.