Buying a home is a big decision for everyone so taking a home requires careful thoughts and consideration. We can suggest you some rules to follow while taking a Home Loan. As it is a huge commitment over a long term so look at your income and analyses how much you can afford to repay. Be smart about choosing a loan amount that will be easy for you to repay. It can be quite tempting to take a long term loan as a longer tenure means lower EMI. So buyers who need a pocket friendly repayment should opt for a loan with an extended tenure and who are stuck with a long term loan can increase the amount of their EMI which ends up in paying less interest rate. You should not miss an EMI because it can negatively impact your Credit Score. Be careful about the terms and conditions of your loan and make sure to clearly understand the aspects of the loan. Now that you are wiser about the home loan, why do not check out exclusive offers at ShubhBank.