:root {
    --primary: #153f3f;
    --accent: #d8a23a;
    --dark: #0f172a;
    --muted: #64748b;
    --light: #f7faf9;
    --white: #ffffff;
    --border: #e2e8f0;
}

* {
    box-sizing: border-box;
}

body {
    margin: 0;
    font-family: Georgia, 'Times New Roman', serif;
    color: var(--dark);
    background: var(--white);
    line-height: 1.6;
}

a {
    text-decoration: none;
    color: inherit;
}

.container {
    width: min(1140px, 92%);
    margin: auto;
}

.site-header {
    position: sticky;
    top: 0;
    z-index: 10;
    background: rgba(255,255,255,0.94);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid var(--border);
}

.nav-wrap {
    min-height: 76px;
    display: flex;
    align-items: center;
    justify-content: space-between;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 24px;
    font-weight: 700;
    color: var(--primary);
}

.logo-img {
    height: 80px;
    max-width: 300px;
    object-fit: contain;
}

.logo-mark {
    width: 42px;
    height: 42px;
    border-radius: 14px;
    background: var(--primary);
    color: white;
    display: grid;
    place-items: center;
}

.dot {
    color: var(--accent);
}

.nav {
    display: flex;
    align-items: center;
    gap: 22px;
    font-size: 15px;
}

.nav a {
    color: #334155;
}

.nav a.active,
.nav a:hover {
    color: var(--primary);
    font-weight: 700;
}

.dropdown {
    position: relative;
}

.dropdown-toggle {
    background: none;
    border: none;
    padding: 0;
    color: #334155;
    font-size: 15px;
    font-family: Georgia, 'Times New Roman', serif;
    cursor: pointer;
    display: flex;
    align-items: center;
    gap: 6px;
}

.dropdown-toggle:hover,
.dropdown-toggle.active {
    color: var(--primary);
    font-weight: 700;
}

.dropdown-toggle::after {
    content: "▼";
    font-size: 10px;
    transition: transform 0.3s ease;
}

.dropdown-toggle.open::after {
    transform: rotate(180deg);
}

.dropdown-menu {
    display: none;
    position: absolute;
    top: 100%;
    left: 0;
    background: white;
    border: 1px solid var(--border);
    border-radius: 12px;
    box-shadow: 0 8px 24px rgba(0, 0, 0, 0.12);
    min-width: 220px;
    padding: 8px 0;
    margin-top: 8px;
    z-index: 100;
}

.dropdown-menu.show {
    display: flex;
    flex-direction: column;
}

.dropdown-menu a {
    display: block;
    padding: 12px 18px;
    color: #334155;
    font-size: 14px;
    transition: all 0.2s ease;
}

.dropdown-menu a:hover,
.dropdown-menu a.active {
    color: var(--primary);
    font-weight: 700;
    background: rgba(21, 63, 63, 0.08);
}

.menu-toggle {
    display: none;
    border: 0;
    background: var(--primary);
    color: white;
    padding: 9px 12px;
    border-radius: 10px;
    font-size: 20px;
}

.hero {
    padding: 88px 0;
    background:
        radial-gradient(circle at top right, rgba(216,162,58,0.22), transparent 35%),
        linear-gradient(135deg, #f7fbfa, #ffffff);
}

.hero-grid {
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 60px;
    align-items: center;
}

.eyebrow {
    display: inline-block;
    color: var(--accent);
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    font-size: 13px;
    margin-bottom: 12px;
}

h1, h2, h3 {
    line-height: 1.12;
    margin: 0 0 16px;
}

h1 {
    font-size: clamp(42px, 6vw, 72px);
    color: var(--primary);
}

h2 {
    font-size: clamp(30px, 4vw, 48px);
    color: var(--primary);
}

p {
    color: var(--muted);
    margin: 0 0 18px;
}

.hero-content p {
    font-size: 20px;
    max-width: 650px;
}

.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    padding: 14px 22px;
    border-radius: 999px;
    font-weight: 700;
    border: 1px solid transparent;
    cursor: pointer;
    font-family: Georgia, 'Times New Roman', serif;
}

.btn-primary {
    background: var(--primary);
    color: white;
}

.btn-secondary {
    border-color: var(--primary);
    color: var(--primary);
    background: white;
}

.full {
    width: 100%;
}

.hero-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
    margin: 30px 0;
}

.trust-row {
    display: flex;
    gap: 18px;
    flex-wrap: wrap;
}

.trust-row div {
    background: white;
    border: 1px solid var(--border);
    border-radius: 18px;
    padding: 14px 18px;
    min-width: 120px;
    box-shadow: 0 10px 30px rgba(15,23,42,0.06);
}

.trust-row strong {
    display: block;
    color: var(--primary);
    font-size: 20px;
}

.trust-row span {
    color: var(--muted);
    font-size: 14px;
}

.hero-visual {
    min-height: 430px;
    border-radius: 34px;
    background: linear-gradient(145deg, var(--primary), #245f5f);
    position: relative;
    padding: 34px;
    overflow: hidden;
}

.hero-visual:after {
    content: "";
    position: absolute;
    width: 280px;
    height: 280px;
    border-radius: 50%;
    background: rgba(216,162,58,0.28);
    right: -80px;
    top: -80px;
}

.loan-card, .stats-card {
    position: relative;
    z-index: 1;
    background: rgba(255,255,255,0.95);
    border-radius: 26px;
    padding: 26px;
    box-shadow: 0 24px 60px rgba(0,0,0,0.16);
}

.loan-card {
    max-width: 330px;
}

.loan-card span {
    color: var(--accent);
    font-weight: 700;
}

.stats-card {
    position: absolute;
    right: 34px;
    bottom: 34px;
    display: flex;
    gap: 16px;
}

.stats-card div {
    text-align: center;
}

.stats-card strong {
    display: block;
    color: var(--primary);
    font-size: 24px;
}

.stats-card span {
    font-size: 13px;
    color: var(--muted);
}

.floating {
    animation: float 4s ease-in-out infinite;
}

@keyframes float {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-14px); }
}

.section {
    padding: 82px 0;
}

.alt {
    background: var(--light);
}

.section-heading {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 42px;
}

.product-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 22px;
}

.product-card {
    display: block;
    background: white;
    border: 1px solid var(--border);
    border-radius: 26px;
    padding: 28px;
    box-shadow: 0 14px 36px rgba(15,23,42,0.05);
    transition: 0.2s ease;
}

.product-card:hover {
    transform: translateY(-6px);
    box-shadow: 0 24px 54px rgba(15,23,42,0.1);
}

.icon {
    width: 56px;
    height: 56px;
    background: #f5ead2;
    border-radius: 18px;
    display: grid;
    place-items: center;
    font-size: 26px;
    margin-bottom: 20px;
}

.product-card span {
    color: var(--primary);
    font-weight: 700;
}

.split {
    display: grid;
    grid-template-columns: 0.9fr 1.1fr;
    gap: 46px;
    align-items: start;
}

.feature-list {
    display: grid;
    gap: 18px;
}

.feature-list div,
.about-card,
.side-box,
.info-grid div,
.steps div {
    background: white;
    border: 1px solid var(--border);
    border-radius: 24px;
    padding: 24px;
}

.inner-hero {
    padding: 78px 0;
    background:
        radial-gradient(circle at top right, rgba(216,162,58,0.18), transparent 34%),
        linear-gradient(135deg, #f7fbfa, #ffffff);
}

.inner-hero h1 {
    max-width: 850px;
}

.inner-hero p {
    font-size: 20px;
    max-width: 780px;
}

.edu-hero {
    padding: 96px 0 88px;
    background:
        radial-gradient(circle at 12% 18%, rgba(21,63,63,0.12), transparent 24%),
        radial-gradient(circle at 88% 16%, rgba(216,162,58,0.24), transparent 26%),
        linear-gradient(135deg, #f3faf7, #ffffff 58%, #f8f2e5 100%);
    overflow: hidden;
}

.edu-hero-grid {
    display: grid;
    grid-template-columns: 1.05fr 0.95fr;
    gap: 40px;
    align-items: center;
}

.edu-hero-copy p {
    max-width: 650px;
    font-size: 19px;
}

.edu-hero-actions {
    margin: 30px 0 32px;
}

.edu-hero-highlights {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 16px;
}

.edu-highlight-card {
    background: rgba(255,255,255,0.82);
    border: 1px solid rgba(21,63,63,0.1);
    border-radius: 22px;
    padding: 18px;
    box-shadow: 0 18px 40px rgba(15,23,42,0.06);
    backdrop-filter: blur(8px);
}

.edu-highlight-card strong,
.edu-cover-card h3,
.edu-feature-card h3,
.edu-sidebar h3,
.edu-journey-card h3,
.edu-dossier h3 {
    color: var(--primary);
}

.edu-highlight-card strong {
    display: block;
    margin-bottom: 8px;
}

.edu-highlight-card span {
    color: var(--muted);
    font-size: 14px;
}

.edu-hero-visual {
    position: relative;
    min-height: 540px;
    padding: 30px;
    border-radius: 36px;
    background: linear-gradient(155deg, #153f3f 0%, #1d5454 55%, #235d5d 100%);
    box-shadow: 0 30px 70px rgba(15,23,42,0.18);
    overflow: hidden;
}

.edu-orbit {
    position: absolute;
    border: 1px dashed rgba(255,255,255,0.18);
    border-radius: 50%;
}

.edu-orbit-one {
    width: 420px;
    height: 420px;
    top: -90px;
    right: -80px;
}

.edu-orbit-two {
    width: 280px;
    height: 280px;
    bottom: -60px;
    left: -40px;
}

.edu-dossier,
.edu-cost-card,
.edu-route-card {
    position: absolute;
    z-index: 1;
    background: rgba(255,255,255,0.96);
    border-radius: 28px;
    box-shadow: 0 24px 60px rgba(7,31,31,0.22);
}

.edu-dossier {
    top: 34px;
    left: 34px;
    width: min(360px, calc(100% - 68px));
    padding: 28px;
}

.edu-chip {
    display: inline-flex;
    align-items: center;
    padding: 8px 12px;
    border-radius: 999px;
    background: #eef5ea;
    color: var(--primary);
    font-size: 12px;
    font-weight: 700;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    margin-bottom: 16px;
}

.edu-tick-list,
.edu-key-list {
    list-style: none;
    margin: 0;
    padding: 0;
}

.edu-tick-list li,
.edu-key-list li {
    position: relative;
    padding-left: 26px;
    color: var(--muted);
}

.edu-tick-list li + li,
.edu-key-list li + li {
    margin-top: 14px;
}

.edu-tick-list li::before,
.edu-key-list li::before {
    content: "";
    position: absolute;
    top: 8px;
    left: 0;
    width: 12px;
    height: 12px;
    border-radius: 50%;
    background: var(--accent);
    box-shadow: 0 0 0 4px rgba(216,162,58,0.18);
}

.edu-cost-card {
    right: 28px;
    bottom: 120px;
    width: 250px;
    padding: 22px;
}

.edu-cost-card p,
.edu-route-card p {
    margin-bottom: 14px;
    color: var(--dark);
    font-size: 15px;
}

.edu-bar-row + .edu-bar-row {
    margin-top: 14px;
}

.edu-bar-label {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 12px;
    margin-bottom: 7px;
    color: var(--primary);
    font-size: 14px;
}

.edu-bar-label strong {
    font-size: 13px;
}

.edu-bar {
    width: 100%;
    height: 10px;
    border-radius: 999px;
    background: #dce9e6;
    overflow: hidden;
}

.edu-bar-fill {
    display: block;
    height: 100%;
    border-radius: inherit;
    background: linear-gradient(90deg, var(--accent), #efc875);
}

.edu-bar-fill-lg {
    width: 68%;
}

.edu-bar-fill-md {
    width: 21%;
}

.edu-bar-fill-sm {
    width: 11%;
}

.edu-route-card {
    left: 34px;
    bottom: 34px;
    width: 290px;
    padding: 22px;
}

.edu-route-pill {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    min-width: 80px;
    padding: 9px 14px;
    border-radius: 999px;
    background: rgba(21,63,63,0.12);
    color: var(--primary);
    font-weight: 700;
    margin-right: 10px;
    margin-bottom: 14px;
}

.edu-route-pill.alt {
    background: rgba(216,162,58,0.18);
}

.edu-overview {
    position: relative;
}

.edu-overview-grid {
    display: grid;
    grid-template-columns: minmax(0, 1fr) 320px;
    gap: 30px;
    align-items: start;
}

.edu-story-card,
.edu-sidebar,
.edu-cover-card,
.edu-journey-card,
.edu-feature-card {
    background: white;
    border: 1px solid var(--border);
    border-radius: 28px;
    box-shadow: 0 18px 44px rgba(15,23,42,0.05);
}

.edu-story-card,
.edu-sidebar {
    padding: 30px;
}

.edu-feature-band {
    display: grid;
    grid-template-columns: repeat(3, minmax(0, 1fr));
    gap: 18px;
    margin-top: 32px;
}

.edu-feature-card {
    padding: 24px;
}

.edu-feature-icon,
.edu-cover-badge {
    width: 54px;
    height: 54px;
    border-radius: 18px;
    display: grid;
    place-items: center;
    background: linear-gradient(145deg, #f5ead2, #f9f4e7);
    color: var(--primary);
    font-size: 13px;
    font-weight: 700;
    letter-spacing: 0.08em;
    margin-bottom: 18px;
}

.edu-sidebar {
    position: sticky;
    top: 96px;
}

.edu-cover-grid {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
}

.edu-cover-card,
.edu-journey-card {
    padding: 26px;
}

.edu-journey {
    display: grid;
    grid-template-columns: repeat(4, minmax(0, 1fr));
    gap: 18px;
}

.edu-journey-card {
    position: relative;
    overflow: hidden;
}

.edu-journey-card::before {
    content: "";
    position: absolute;
    inset: 0 0 auto;
    height: 6px;
    background: linear-gradient(90deg, var(--accent), #efc875);
}

.edu-journey-card span {
    width: 46px;
    height: 46px;
    border-radius: 50%;
    display: grid;
    place-items: center;
    background: #edf5f3;
    color: var(--primary);
    font-weight: 700;
    margin-bottom: 18px;
}

.center {
    text-align: center;
}

.center p,
.center h1 {
    margin-left: auto;
    margin-right: auto;
}

.service-grid {
    display: grid;
    grid-template-columns: 1fr 340px;
    gap: 34px;
}

.info-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 18px;
    margin-top: 30px;
}

.side-box {
    position: sticky;
    top: 96px;
}

.side-box ul,
.about-card ul {
    padding-left: 20px;
    color: var(--muted);
}

.steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 18px;
}

.steps span {
    width: 42px;
    height: 42px;
    background: var(--primary);
    color: white;
    border-radius: 50%;
    display: grid;
    place-items: center;
    margin-bottom: 16px;
    font-weight: 700;
}

.lead-section {
    padding: 80px 0;
    background: white;
}

.lead-card {
    background: var(--primary);
    border-radius: 34px;
    padding: 42px;
    display: grid;
    grid-template-columns: 0.8fr 1.2fr;
    gap: 34px;
    align-items: center;
}

.lead-card h2,
.lead-card p {
    color: white;
}

.lead-form {
    background: white;
    padding: 24px;
    border-radius: 26px;
    display: grid;
    gap: 14px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

input, select, textarea {
    width: 100%;
    padding: 14px 15px;
    border-radius: 14px;
    border: 1px solid var(--border);
    font-family: inherit;
    font-size: 15px;
}

.site-footer {
    background: #071f1f;
    color: white;
    padding-top: 52px;
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.4fr 0.8fr 0.8fr;
    gap: 30px;
}

.site-footer p,
.site-footer a {
    color: #cbd5e1;
}

.site-footer a {
    display: block;
    margin-bottom: 8px;
}

.footer-bottom {
    text-align: center;
    border-top: 1px solid rgba(255,255,255,0.12);
    padding: 18px;
    margin-top: 34px;
    color: #cbd5e1;
}

.table-wrap {
    overflow-x: auto;
}

.lead-table {
    width: 100%;
    border-collapse: collapse;
    background: white;
}

.lead-table th,
.lead-table td {
    border: 1px solid var(--border);
    padding: 12px;
    text-align: left;
    vertical-align: top;
}

.lead-table th {
    background: var(--primary);
    color: white;
}

@media (max-width: 900px) {
    .menu-toggle {
        display: block;
    }

    .nav {
        display: none;
        position: absolute;
        top: 76px;
        left: 0;
        right: 0;
        background: white;
        padding: 18px;
        flex-direction: column;
        border-bottom: 1px solid var(--border);
    }

    .nav.show {
        display: flex;
    }

    .dropdown-menu {
        position: static;
        border: none;
        box-shadow: none;
        background: #f9fafb;
        margin: 0;
        margin-top: 8px;
        border-radius: 8px;
        min-width: auto;
    }

    .dropdown-menu a {
        padding: 10px 18px;
        margin-left: 12px;
        font-size: 13px;
    }

    .partner-logo-item {
        min-width: 160px;
        padding: 18px 20px;
        font-size: 13px;
        height: 100px;
    }

    .hero-grid,
    .split,
    .service-grid,
    .lead-card,
    .footer-grid,
    .edu-hero-grid,
    .edu-overview-grid {
        grid-template-columns: 1fr;
    }

    .product-grid,
    .steps,
    .info-grid,
    .edu-hero-highlights,
    .edu-feature-band,
    .edu-cover-grid,
    .edu-journey {
        grid-template-columns: 1fr 1fr;
    }

    .side-box,
    .edu-sidebar {
        position: static;
    }

    .edu-hero-visual {
        min-height: auto;
        padding-top: 260px;
    }

    .edu-cost-card,
    .edu-route-card {
        position: relative;
        left: auto;
        right: auto;
        bottom: auto;
        width: 100%;
        margin-top: 18px;
    }
}

@media (max-width: 560px) {
    .product-grid,
    .steps,
    .info-grid,
    .form-row,
    .edu-hero-highlights,
    .edu-feature-band,
    .edu-cover-grid,
    .edu-journey {
        grid-template-columns: 1fr;
    }

    .hero {
        padding: 60px 0;
    }

    .edu-hero {
        padding: 72px 0;
    }

    .edu-hero-visual {
        padding: 220px 18px 18px;
    }

    .edu-dossier {
        top: 18px;
        left: 18px;
        width: calc(100% - 36px);
        padding: 22px;
    }

    .lead-card {
        padding: 26px;
    }

    .stats-card {
        position: relative;
        right: auto;
        bottom: auto;
        margin-top: 90px;
    }
}

/* Hero with Graphic Layout */
.hero-with-graphic {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 40px;
    align-items: center;
}

.hero-copy {
    display: flex;
    flex-direction: column;
    justify-content: center;
}

.hero-graphic {
    display: flex;
    align-items: center;
    justify-content: center;
}

.graphic-placeholder {
    display: flex;
    align-items: center;
    justify-content: center;
    width: 100%;
    min-height: 360px;
    background: #f1f5f4;
    border-radius: 24px;
    border: 2px dashed var(--border);
    overflow: hidden;
    position: relative;
}

.product-graphic {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
}

.graphic-left {
    order: -1;
}

/* Partners Grid */
.partners-grid {
    display: grid;
    grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
    gap: 24px;
    margin-top: 48px;
}

.partner-card {
    background: white;
    border: 1px solid var(--border);
    border-radius: 24px;
    padding: 28px;
    transition: all 0.3s ease;
    display: flex;
    flex-direction: column;
    justify-content: space-between;
    min-height: 200px;
}

.partner-card:hover {
    border-color: var(--accent);
    box-shadow: 0 12px 28px rgba(216,162,58,0.12);
    transform: translateY(-4px);
}

.partner-logo {
    font-weight: 700;
    color: var(--primary);
    font-size: 16px;
    margin-bottom: 12px;
    line-height: 1.4;
}

.partner-card p {
    color: var(--muted);
    font-size: 14px;
    margin: 0;
}

/* Partners Scroller */
.partners-scroller-wrapper {
    overflow: hidden;
    background: linear-gradient(90deg, transparent, white 5%, white 95%, transparent);
    border-radius: 16px;
    padding: 24px 0;
}

.partners-scroller {
    display: flex;
    gap: 20px;
    animation: scroll-partners 80s linear infinite;
    width: fit-content;
}

.partner-logo-item {
    flex-shrink: 0;
    padding: 24px 32px;
    background: linear-gradient(135deg, #f7fbfa 0%, #ffffff 100%);
    border: 2px solid var(--border);
    border-radius: 16px;
    font-weight: 700;
    color: var(--primary);
    font-size: 16px;
    white-space: nowrap;
    display: flex;
    align-items: center;
    justify-content: center;
    min-width: 200px;
    height: 120px;
    transition: all 0.3s ease;
    box-shadow: 0 2px 8px rgba(15,23,42,0.08);
}

.partner-logo-item:hover {
    border-color: var(--accent);
    box-shadow: 0 12px 24px rgba(216,162,58,0.18);
    transform: translateY(-6px);
    background: linear-gradient(135deg, #ffffff 0%, #f9fafb 100%);
}

.logo-text {
    display: block;
    line-height: 1.3;
    text-align: center;
}

.partner-logo-img {
    max-width: 100%;
    max-height: 100%;
    object-fit: contain;
    display: block;
}

/* Partner Logo styling for cards */
.partner-card .partner-logo {
    min-height: 140px;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-bottom: 16px;
    background: linear-gradient(135deg, #f7fbfa 0%, #ffffff 100%);
    border-radius: 12px;
    padding: 16px;
    border: 1px solid var(--border);
}

@keyframes scroll-partners {
    0% {
        transform: translateX(0);
    }
    100% {
        transform: translateX(calc(-25 * 220px));
    }
}

/* Responsive design for hero with graphic */
@media (max-width: 768px) {
    .hero-with-graphic {
        grid-template-columns: 1fr;
        gap: 30px;
    }

    .graphic-left {
        order: 0;
    }

    .graphic-placeholder {
        min-height: 280px;
        border-radius: 16px;
    }
}