.ct{--deep:#0B4A4A;--navy:#0E2F3F;--teal:#0B6E63;--gold:#D9A85B;--gold-2:#EBC98E;--ink:#0F2233;--muted:#52606B;--line:#DDE5E3;--tint:#F1F7F5;--paper:#FBF8F1;color:var(--ink)}
.ct *{box-sizing:border-box}
.ct [id="apply"]{scroll-margin-top:90px}
#apply{scroll-margin-top:90px}

/* Hero */
.ct-hero{background:linear-gradient(135deg,#0B4A4A 0%,#0E5A55 60%,#0B6E63 100%);color:#fff;padding:64px 0 60px;position:relative;overflow:hidden}
.ct-hero:before{content:"";position:absolute;right:-120px;bottom:-180px;width:460px;height:460px;border-radius:50%;border:60px solid rgba(255,255,255,.05)}
.ct-hero-grid{display:grid;grid-template-columns:1.15fr .85fr;gap:56px;align-items:center;position:relative}
.ct-tag{display:inline-flex;align-items:center;gap:9px;font-size:12px;font-weight:700;letter-spacing:.14em;color:var(--gold-2)}
.ct-tag span{width:22px;height:2px;background:var(--gold)}
.ct-copy h1{font-size:clamp(34px,4.4vw,54px);line-height:1.1;margin:14px 0 16px;color:#fff;font-weight:800;letter-spacing:-.02em}
.ct-copy h1 em{font-style:normal;color:var(--gold-2)}
.ct-copy p{font-size:17px;line-height:1.65;color:rgba(255,255,255,.82);max-width:560px;margin:0 0 28px}
.ct-actions{display:flex;flex-wrap:wrap;gap:12px}
.ct-btn{display:inline-flex;align-items:center;gap:9px;padding:14px 24px;border-radius:99px;font-weight:700;font-size:15px;text-decoration:none;transition:.2s}
.ct-btn-solid{background:var(--gold);color:var(--navy)}
.ct-btn-solid:hover{background:var(--gold-2)}
.ct-btn-line{border:1.5px solid rgba(255,255,255,.4);color:#fff}
.ct-btn-line:hover{background:rgba(255,255,255,.1)}

.ct-channels{display:flex;flex-direction:column;gap:12px}
.ct-channels a{display:flex;align-items:center;gap:16px;background:#fff;color:var(--ink);text-decoration:none;border-radius:16px;padding:16px 20px;box-shadow:0 12px 28px rgba(0,0,0,.18);transition:.2s;--c:#0B6E63}
.ct-channels a:hover{transform:translateX(6px)}
.ct-channels .c2{--c:#B0603A}.ct-channels .c3{--c:#B98A2E}
.ct-channels a>span{width:48px;height:48px;border-radius:14px;display:grid;place-items:center;flex:none;background:color-mix(in srgb,var(--c) 14%,#fff);color:var(--c)}
.ct-channels a div{flex:1;min-width:0}
.ct-channels small{display:block;font-size:11px;font-weight:700;letter-spacing:.12em;color:var(--muted)}
.ct-channels strong{display:block;font-size:18px;margin-top:2px;overflow-wrap:anywhere}
.ct-channels a>svg{color:var(--c);flex:none}
.ct-channels p{display:flex;gap:9px;align-items:flex-start;margin:6px 2px 0;font-size:13px;line-height:1.5;color:rgba(255,255,255,.7)}
.ct-channels p svg{flex:none;margin-top:2px;color:var(--gold-2)}

/* Topic strip */
.ct-topics{background:var(--paper);border-bottom:1px solid var(--line);padding:22px 0}
.ct-topics .container{display:flex;align-items:center;gap:22px;flex-wrap:wrap}
.ct-topics small{font-size:11px;font-weight:700;letter-spacing:.14em;color:var(--muted)}
.ct-topics div{display:flex;flex-wrap:wrap;gap:8px}
.ct-topics a{display:inline-flex;align-items:center;gap:8px;padding:7px 15px 7px 8px;border-radius:99px;background:#fff;border:1px solid var(--line);text-decoration:none;color:var(--ink);font-size:14px;font-weight:600;transition:.15s}
.ct-topics a span{width:26px;height:26px;border-radius:50%;display:grid;place-items:center;background:color-mix(in srgb,var(--c) 15%,#fff);color:var(--c)}
.ct-topics a:hover{background:var(--c);border-color:var(--c);color:#fff}
.ct-topics a:hover span{background:rgba(255,255,255,.2);color:#fff}

/* Sections */
.ct-section{padding:64px 0;background:#fff}
.ct-tint{background:var(--tint)}
.ct-head{text-align:center;margin-bottom:38px}
.ct-eyebrow{font-size:12px;font-weight:700;letter-spacing:.14em;color:var(--teal)}
.ct-head h2,.ct-ready-copy h2{margin:10px 0 0;font-size:clamp(26px,3vw,36px);line-height:1.2;letter-spacing:-.01em;color:var(--ink)}

.ct-steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,1fr);gap:22px;position:relative}
.ct-steps:before{content:"";position:absolute;left:16%;right:16%;top:29px;border-top:2px dashed var(--line)}
.ct-steps li{--c:#0B6E63;position:relative;text-align:center;padding:0 12px}
.ct-steps .s2{--c:#D9A85B}.ct-steps .s3{--c:#3B78B0}
.ct-steps b{position:relative;display:grid;place-items:center;width:58px;height:58px;margin:0 auto 18px;border-radius:50%;background:var(--c);color:#fff;font-size:22px;box-shadow:0 0 0 8px #fff}
.ct-steps h3{margin:0 0 8px;font-size:19px}
.ct-steps p{margin:0 auto;max-width:300px;color:var(--muted);font-size:15px;line-height:1.6}

.ct-ready{display:grid;grid-template-columns:.8fr 1.2fr;gap:56px;align-items:center}
.ct-ready-copy p{color:var(--muted);font-size:16px;line-height:1.65;margin:14px 0 0}
.ct-checks{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:14px}
.ct-checks li{--c:#0B6E63;display:flex;gap:14px;background:#fff;border:1px solid var(--line);border-left:4px solid var(--c);border-radius:14px;padding:18px}
.ct-checks .k2{--c:#D9A85B}.ct-checks .k3{--c:#3B78B0}.ct-checks .k4{--c:#B0603A}
.ct-checks li>span{width:42px;height:42px;border-radius:12px;display:grid;place-items:center;flex:none;background:color-mix(in srgb,var(--c) 14%,#fff);color:var(--c)}
.ct-checks strong{display:block;font-size:16px;margin-bottom:4px}
.ct-checks small{display:block;color:var(--muted);font-size:14px;line-height:1.5}

.ct-self{display:flex;align-items:center;gap:28px;flex-wrap:wrap;padding:24px 28px;background:var(--paper);border:1px solid var(--line);border-radius:18px}
.ct-self-links{display:flex;flex-wrap:wrap;gap:10px;margin-left:auto}
.ct-self-links a{display:inline-flex;align-items:center;gap:9px;padding:10px 16px;border-radius:99px;background:#fff;border:1px solid var(--line);color:var(--deep);font-weight:600;font-size:14px;text-decoration:none;transition:.15s}
.ct-self-links a:hover{background:var(--deep);color:#fff;border-color:var(--deep)}

@media(max-width:900px){
  .ct-hero-grid,.ct-ready{grid-template-columns:1fr;gap:32px}
  .ct-steps{grid-template-columns:1fr;gap:28px}
  .ct-steps:before{display:none}
  .ct-self-links{margin-left:0}
}
@media(max-width:600px){
  .ct-hero{padding:44px 0 42px}
  .ct-checks{grid-template-columns:1fr}
  .ct-section{padding:48px 0}
  .ct-channels strong{font-size:16px}
}